Proposed Solutions to the Foreclosure Crisis Essay

Foreclosure is a growing national disaster in the United States. Every time you tune in to your local news, there is a new family whose house is being foreclosed. Every time you ride around the neighborhood, there is another house up for sale. There are several solutions to this increasing trend including cutting government spending and cutting funds towards unsuccessful government programs, devising financial plans to assist families by setting up payment plans that they can afford, getting communities more involved, more stimulus packages, raising the taxes of the wealthy to lower rates, and easing the limits on section eight housing. Cutting government spending and cutting funding to the government programs that are unsuccessful would†¦show more content†¦Which leads them to decide which is more important, the family’s food or house, thus they will hold off on their mortgage or rent with increasing ease until they have dug themselves into a hole they cannot get out of. Communities are the best support towards a family fighting for their home. A community can provide support, compassion, money, food, clothing, and even more. In an effort to raise money, for example, one’s community can set up events such as chili cook-offs, garage sales, neighborhood football or basketball games, or even set up special accounts at neighborhood banks so other people who do not know the family can drop off items like canned goods and money like those whose house has been lost in a fire or other disaster. People love to go to basketball, football, and even baseball games. If neighborhoods would get together and get their kids involved by becoming members of the neighborhood teams, these games could work to benefit that community’s needy families. Another solution the foreclosure crisis would be sending out more stimulus packages. Stimulus packages serve the purpose of stimulating the economy by giving random amounts of money to the nation’s p eople so they will have extra money in their pockets to spend on items that will benefit the economy because people will not hesitate to buy and increase the value of the dollar. A fifth solution to the problem would be anShow MoreRelatedProposed Solution to the Foreclosure Crisis Essay1250 Words   |  5 PagesToday’s America is in crisis; we are in a recession. The greatest factor driving this major recession is Foreclosure many Americans are forced to face every day. In simple terms, the foreclosure crisis was caused by greed in the banking industry and too much optimism of the American people. This resulted in a bubble of subprime mortgage lending, which eventually collapsed once leading mortgage firms in the banking industry such as Fannie Mae and Freddie Mac needed to be bailed out by the governmentRead MoreProposed Solutions to the Foreclosure Crisis in America Essay example1755 Words   |  8 PagesForeclosure, the process of claiming the defaulted property to cover the cost of an unpaid debt, has hit America like a tidal wave. Considered to be a crisis and a major factor in the poor economic situation of today, there is no doubt that the current state of the housing market and the influx in foreclosures across the nation has had a dire impact on the American economy since the beginning of 2007. Strategies, policies, action plans, and all other means of organizing a recovery have been attemptedRead MoreA Practical Solution to the Foreclosure Crisis1122 Words   |  5 PagesIt is no secret the foreclosure crisis has played a significant role in the financial meltdown of the past year. The collapse of the housing marketing has brought thousands of families across the country to financial ruin, forcing many out on the streets. Although the common consensus is that something must be done to stabilize the foreclosure crisis, the agreement ends there. Proposed solutions to the foreclosure crisis have drawn controversy from all political affiliati ons and walks of life. ThisRead MoreIssues Americans Cannot Understand: The Federal Reserve and the Economy1593 Words   |  7 Pagesmiddle and lower class were greatly affected by the government’s intervention in Mortgage rates. The subprime mortgage crisis can be blamed for much of this country’s economic problems, but we don’t need to point fingers at what went wrong, we need to address the problems and find solutions. There are several issues that need to be addressed, to help solve this foreclosure crisis. The first issue is how the banks were clearly misled by the government, in a sense, that they approved clients forRead MoreEssay on Using the Bankruptcy Process to Solve the Foreclosure Crisis2578 Words   |  11 PagesThe scourge of foreclosure has already affected millions of Americans, and the fear of losing ones home looms over millions more. President Obamas Making Home Affordable program has been a step in the right direction insofar as it encourages homeowners to work with their lenders to modify their mortgage loans. These modifications have helped borrowers by allowing them to keep their homes, and they have helped lenders by allowing them to receive more money than they would typically receive inRead MoreForeclosures: Stop the Downward Spiral Essay1070 Words   |  5 Pagesbegan to put their homes up for sale. There weren’t enough buyers to keep up with the supply, and mort gages began to go into default. Families across America were faced with the reality that they could no longer afford to keep their homes, and foreclosures began to flood the market, leading the nation into a deep recession. The government tried to help reduce the supply of homes on the market by introducing the tax incentive program for first-time home buyers. This program was successful in bringingRead MoreThe Subprime Mortgage Crisis in the U.S Essay1586 Words   |  7 PagesThe argument over who should be at fault for the subprime mortgage crisis and housing market collapse in the United States has been a heated debate. Even though home foreclosure keeps rising, there should be some accountability for the economic meltdown resulting from the subprime mortgage situation. Should we blame banking institutions, mortgage lenders, brokers, and investors for this crisis? Should minorities be blamed for recklessly accepting loans and defaulting on them after realizing theyRead MoreSolving the Foreclosure Crisis: Renting to Re-Own as an Option for Homeowners and Lenders2114 Words   |  9 PagesAs the foreclosure crisis in the United States continues to spiral, increasing attention is being given to nove l and creative solutions for reducing the risk of mortgage default. The Obama administration has proposed several government-backed programs to help homeowners stay in their homes, and private lenders have tried various approaches to stabilize the economic situation. To date, none of the enacted efforts has substantially improved the crisis, and as such the number of homeowners filing forRead MoreScholarship Essay1122 Words   |  5 PagesEssay The foreclosure crisis is the second major financial dilemma of the twenty-first century. To solve this, the roots of the problem need to be dug up and exposed followed by replanting with an appropriately improved regulatory system to help build stronger roots for the future. It seems that the free market system cant be free anymore given its intertwining roots extend way beyond domestic to international financial systems. There are two fundamental causes to the latest credit crisis: 1) poorRead MoreSolving the Foreclosure Crisis Essay2165 Words   |  9 Pagesas the state of the sub-prime mortgage crisis. While matters in the Middle East and Washington often seem irrelevant and far away, the beast that has evolved out of low interest rates and plummeting housing costs is currently breathing down the necks of Americans in every state, city, and neighborhood. According to Realty Trac, the leading online database on foreclosure statistics, 3.4 million homes will fall into foreclosur e before the end of 2009. Foreclosure and bankruptcy, often caused by unemployment

One of the most puzzling questions in anthropology is why...

One of the most puzzling questions in anthropology is why marriage and incest taboos are nearly universal institutions in human societies. In order to answers these questions their many theories will be explained and compared. There are many theories for the universal institution of marriage. It solves a few problems between men and women, but these problems cannot be considered the prime motivation for marriage as an institution. Some of these problems include sharing the products of gendered labor, caring for extremely dependent offspring, and minimizing sexual competition. If sharing the products of labor was the cause of the development of marriage, why did humans not evolve a more efficient system of distribution? If minimizing†¦show more content†¦The production of such offspring would render these unions evolutionarily unfit. Sex and Gender are two very different concepts in anthropology. Sex refers to the biological differences inherent in males and females. Gender is a socially and culturally defined construction and may be different between different societies. In many different cultures gender differences do not always align with sexual differences. Many cultures in fact see male and female as opposing ends of a continuum; there may be many intermediate genders between male and female. These social constructions may be very difficult to separate from the biological realities of maleness and femaleness. For example a cross-cultural study done by anthropologists recorded that boys within many societies tend to be more aggressive than the females within that same culture. Females in turn tend to be more nurturing in those cultures. Since these differences are universal, are they a product of biological differences? Or do all societies need men and women for different roles and so they socialize their children appropriately? A study on Australian aborigines has shown a high level of female aggression, leading many researchers to speculate that behavioral differences are cultural in origin. The Navajo of Southwestern United StatesShow MoreRelatedStudy questions Essay1333 Words   |  6 PagesAnthr 110 Gender, Age and Culture Instructor: Franà §ois Larose Study Questions Fall 2012 Instructions: In preparation for the exams, here is a list of study questions for each chapter. What you need to know from the text is covered in these questions. For all these chapters, you need to be familiar with the definitions (technical terms) highlighted in the text. Also, while there will be no direct questions on the grey boxes in these chapters, I strongly suggest you read them. They provideRead MoreThe Gypsies Case Study Answers1376 Words   |  6 PagesEmma Matix Dra. Palmer ANTHR October 17, 2017 Midterm Question 1: The Gypsies, who originated from India, are also known as the â€Å"Roma†. They are similar to Nomads, moving from one place to another. Within this group of people, there is a clear division between the men and the woman. In the book The Gypsies by Jan Yoor, they are separated by gender and age through adolescence, puberty, and through adulthood. This is seen specifically in the responsibilities or tasks given to both genders. The womenRead MoreModern Medicine And Natural Selection2008 Words   |  9 Pages Maximilian Winkle Anthr. 1 Modern Medicine Natural Selection Humans have ventured a long way since the times of our early ancestors living in caves and fearing the cold and beast that would roam the darkness . As a species we have evolved from using primitive stone and copper tools to building space stations and creating new elements. With this abundance of knowledge we have created and retained has come the ability of discovering and understanding new sciences and medical techniquesRead MoreComponential Analysis and the Study of Meaning11940 Words   |  48 Pagesfrequently happens, however, that while we do not find contrasting significata in the same context, we find them in different contexts: the several significata are 17Language 162; see also Floyd G. Lounsbury, Oneida verb morphology11 (Yale Univ. publ. in anthr., No. 48, 1953), and Nida, op. cit. COMPONENTIAL ANALYSIS AND THE STUDY OF MEANING 207 in complementary distribution with respect to the linguistic contexts in which they occur. Since they are in this sense noncontrasting, it is tempting to regard

Education Plan Patient Caroline Morris

Question: Discuss about theEducation Planfor Patient Caroline Morris. Answer: Patient Assessment Patient Caroline Morris is a postoperative patient recovering and has ulcers condition. The patient is admitted at the GI ward and is schedule for discharge in less than a week. The education plan will adopt health belief model. The model has seven components which all will aid in providing appropriate education guide. Severity of the stoma to the patient will be discussed, the susceptibility of the condition to develop other medical conditions. Patient Morris will be guided through the benefits of adhering to proper care in managing the stoma. Expected barriers will be discussed with Morris and how to overcome them. On cues to action, the patient is advised in case of nay complication to returns to hospital for check up with the doctor. The patient will be motivated on how she can manage this and take care of her condition while at home. Condition Patient is recovering from ileostomy, this is a medical condition which part of the small intestine is brought outside and brings about an opening. This opening creates a pouch like bag which collects its content and can be emptied form to time. The hole created is referred to as a stoma. The stoma collects stool and it empties to the pouch. More modified advances have been devised in which and a pouch which dont permit odour is placed on the skin. Ileostomy have been utilised in medical conditions which part of the rectum or whole is needed to be removed or creation of an outside extension. Activities to Engage on Light work should be done as the patient stills feels weak and not able to do heavy work patient Morris should be able to continue with her social life with minimal interference but to stick on bed rest at home. Miss Morris should be in a position to be changing her pouch upon demonstration while at the hospital facility. Wearing of clothes at this stage is not prohibited. Clothes serve as protective measure and hide the pouch from being noticed outside. While or during showering, there is no adjustments made as the pouch remain in its place. Usually you are given an adhesive material or tape, to protect water from entering inside, normal procedure is usually followed for placing the tape inside. The skin is dried with a warm material which is water free. In most cases a hair drier is used, it should be held 6 inches away from the body surface. The duration of usage should not exceed 5 minutes. However the condition of the sore or stoma determines its application, red like stoma sores should not be treated with the heat. If you are a fun of swimming, the stoma pouch is not used, the only procedure done is to empty or being removed before entering the water as the water dont affect the stoma. Minimal sporting activities should be engaged to allow the stoma to recuperate well. Avoidance of driving is recommended for 3 weeks and heavy lifting of heavy materials or equipment which might strain the stoma sore. Medicine Prescribed medicines will be absorbed in the intestines, though all may not be absorbed you may still encounter some difficulty and pains, when you experience this feelings notify your doctors immediately for further advice. As for the personal injection the nurse guides the patient on how to personally inject herself through the right way. Enaprin drug should not be used if on an active ulcerative disorder, symptoms need to monitored and encase of any discomfort clarify with the doctor, however there is need to notify the doctor on the history of ulcers with patient Morris. This drug should not be mixed with others which have anticoagulant effects, and inhibit platelets like aspirin, sulfypyrazone. Adverse reactions may include bleeding due to interference platelet inhibitors, diarrhoea, nausea, fever, edema, pneumonia among others . Any discomfort need to be consulted with the doctor. oxycodone drug is used for pain management to ease the pain. Patient Morries needs to observe respiratory behaviour upon consumption within the 72 hours of usage. This is in line with paracetamol which patient Morris needs not to worry as it eases pain from stoma. General Dietary Guidelines Ileostomy patients are required to follow strict dietary guidelines as prescribed upon before and immediately after surgery. However as the patients progress on diet changes from liquid foods to bland diets and then foods rich in low fibre and residue so as not be complicated and harm the healing wound. It might be noticed that the contents of the pouch might contain fiber which is not digested, dietary care should be followed on low fiber diet to avoid this. Patient Morris is advised to consume food moderately and drink good amounts of liquid. This is essential especially in how climate as body losses a lot of fluids and the resection of the intestines reduces its ability to reabsorbed liquid consumed in the diet. General dietary recommendation for the patient is to consume a balanced diet and eating meals at the right time, as missing of food increases flatulences and development of gases and eventually diarrhoea which causes loss of water in the body. Summary for the Patient Education Plan: Patient Morris presented in the GI Ward, after post operative procedure and received treatment. An assessment of family and medical history was reviewed and appropriate method of education was adopted the patient was taken trough the disease condition. The kind of life the patient has been living was assessed, and this brought about her quality of life, as this needed to assist in the recovery plan of the patient. Educational needs were then determined and Patient Morris was given resources that were needed in guiding her throughout the recovery, which included leaflets and bronchures on general guidelines for recovery. After being discharged, a nurse will pay her a visit and review progress; his education plan done at the hospital set up and given doctors appointment for a visit. References Burch J (2014) Stoma care in the community. British Journal of Community Nursing Aug 19(8): 396,398,400 Rust J (2009)Understanding the complexities of the clinical nurse specialist: A focus on stoma siting.Gastrointestinal Nursing 7(4): 18-25 Stephen-Haynes J (2008) Skin integrity and silicone: Appeel 'no-sting' medical adhesive remover. Br J Nurs 17 (12): 792-5 Breckman B (2005) Stoma care and rehabilitation. Oxford, Elsevier Churchill Livingstone Ghorob A. Health coaching: teaching patients how to fish. Fam Pract Manag. 2013(3):40-42. PMID: 23939739 www.ncbi.nlm.nih.gov/pubmed/23939739. Faldo DR. Communicating effectively in patient teaching: enhancing patient adherence. In: Falvo DR, ed. Effective Patient Education: A Guide to Increased Adherence. 4th ed. Sudbury, MA: Jones and Bartlett; 2011:chap 8.

Looking at Women. Scott Russell Sanders

Men have always had a notable way in which they respond to the presence of a woman. The most universal is to stop what they were doing to stare at the woman and more-so if she happens to have above average looks. Some psychological scholars would rather blame these responses on genetics while those following the feminist school of thoughts would take to the streets and protest this objectification of women.Advertising We will write a custom essay sample on Looking at Women. Scott Russell Sanders – Essay specifically for you for only $16.05 $11/page Learn More This essay seeks to analyze a piece by one of the most prolific writers especially on the issue of men’s perception of women. An analysis of the reasons given by the author for such shall be provided and then a summary of whether he succeeded in his goal shall follow. Scott Russell Sanders’ essay Looking at women is modeled around his childhood experiences. This essay generally illustrates how men perceive women and the role which women play in society. In developing the plot of his article, Sanders explains incidences from his childhood particularly his first encounter with the opposite gender. Sanders’ essay is targeted mostly at men, and it serves as a guide to how men should treat women. Also, he also seeks to find out why women do certain things which are provocative to men and then start complaining when men react to the stimulus on impulse. He is generally against the treatment of women as objects by men. What emerges from our different cultural upbringing and experiences subconsciously form our opinions and dictate the view we make of people at a moment’s glance. He claims that men will not change their characters even if they wanted to since it is in their nature to appreciate a beautiful woman. â€Å"As long as men have eyes, they will gaze with yearning and confusion at women† (Pg 257). These are the exact words that Sanders uses to describe the reaction that men always have towards beautiful women. As the essay progresses, he repeatedly draws examples to justify why men should not be judged on their impulsive reactions towards women. At one point Sanders describes men as swains and goes ahead to claim that they (men) are more often than not ignorant by refusing to acknowledge their true feelings towards women. By ignorance, Sanders implies the notion of the men appearing helpless when faced with the challenge of directly approaching a woman who has appealed to their interests.Advertising Looking for essay on literature languages? Let's see if we can help you! Get your first paper with 15% OFF Learn More Gawking may or may not be genetic, and most individuals would rather assume it is a psychological reflex. It is also debatable whether the upbringing of an individual has any influence on the reaction that he would have whenever a woman passes in front of him. These subconscious thoughts can appear due to culture, ethics, or temptation. In some sense, it can be argued that women have this basic instinct to act when they are in the presence of men differently. For instance, when a woman walks past a group of men, she will almost impulsively change her walking style to make it more strutty and refined. Men on their part will in most instances gaze at a woman if she gives them a reason. Sanders says that he had never seen ogling taking the place of sports until he visited Rome. He cites examples from the theory of Darwinism and samples the importance of DNA in illustrating that culture alongside genetics has a distinct role in shaping the opinions of men on women. He goes ahead to call for a â€Å"revolution,† targeted towards a shift in the line of thought, especially for men. Quoting Simone de Beauvoir in his essay The Second Sex, Saunders suggests that it is an inherent characteristic for women to spend their lives trying to get the attention of men. He sees this is as a mystery which is nowhere near being solved. He explains that men are naturally distracted by the sight of a woman’s body because of their innate â€Å"need† to pass their genetic material to the next generation. Sanders to a considerable extent succeeds in explaining the reasons as to why men respond in particular ways whenever they are in the presence of a woman. The only part where he fails is when he gets off trying to justify some of the responses that man have and trying to conclude that these are characteristics that men are born with. It is pretty evident that men with a proper upbringing will know how to treat a woman properly. Gawking and whistling at the sight of all beautiful women is unacceptable and this is one area that Sanders fails to address effectively. He seems to suggest that it is in the nature of women to impress all men irrespective of their (the men’s) social standings. In a way, he suggests that when a lady passes by a grou p of construction men and they all resort to staring at her and whistling as she passes by, the blame should fall squarely on the woman for â€Å"just being a woman.† This essay on Looking at Women. Scott Russell Sanders was written and submitted by user Nylah U. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.